Everything below reflects how LifeARC works today. If your question isn’t here, contact us — we aim to answer within one business day.
The one input every answer above depends on is your number.
Get your LifeARC freeFrequently asked questions
- What is LifeARC?
- LifeARC is a longevity-based financial planning platform from Abacus Global Management (NYSE: ABX). It builds an individual lifespan range from your real health history, so your financial plan can be matched to how long you’re actually likely to live instead of a population average.
- How does it work?
- Three steps: share your medical records securely; LifeARC reads the clinical details that move longevity and builds your personal lifespan range; you and your advisor match the plan — income, drawdown, Social Security timing — to your real horizon.
- What does it cost?
- The simplified lifespan estimate and planning illustration are free — no fees, no obligations.
- How long does it take?
- The simplified estimate takes about a minute. Full reports built from uploaded medical records are typically returned within minutes.
- Is this a medical assessment?
- No. LifeARC estimates are statistical models for planning purposes — informational and educational tools only, not medical, actuarial, or investment advice, and never a guarantee.
- Who is LifeARC for?
- Individuals planning retirement income and legacy decisions — LifeARC is intended for people with a minimum of $100,000 in investable assets. Financial advisors also use LifeARC with clients (see For Advisors).
- Is my information confidential?
- Yes. Data is encrypted in transit and at rest, handled under HIPAA-aligned operational practices, and we don’t share or sell what you send us.
- Who is behind LifeARC?
- Abacus Intel — the data science arm of Abacus Global Management, Inc. (NYSE: ABX) — built on twenty years of proprietary longevity data. More on the Why Abacus page.
- What’s the difference between a lifespan range and life expectancy?
- Life expectancy is a single population average. Your LifeARC is a personalized range built from your health history — a band you can plan to and stress-test, which updates when your health changes.
- Can my financial advisor use LifeARC?
- Yes — advisors use LifeARC to ground income duration, drawdown, and Social Security timing in a client’s real horizon. Point them to abacuslifearc.com/advisors.
LifeARC estimates are statistical models for planning purposes; they are informational and educational tools only — not medical, actuarial, or investment advice. The illustrations above use stated assumptions and are not projections or guarantees. LifeARC is intended for individuals with a minimum of $100,000 in investable assets.